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Seller concessions available for Buyer's closing costs or interest rate reduction. Spacious 5-Bedroom Gulf Breeze Home with Office on 1.38 Acres - No HOA! Assumable VA loan available for qualified buyers. This move-in ready, well-maintained 5-bedroom, 3-bathroom + OFFICE home offers over 3,100 square feet of comfortable living space and was built in 2020. Located on a generous 1.38-acre lot with NO HOA, there's plenty of room to create your dream backyard-add a pool, an outdoor entertaining area, lush tropical garden. Inside, you'll love the open floor plan with high ceilings and chef-inspired kitchen featuring a flat cooktop, built-in wall oven, granite counters, huge center island, and walk-in pantry-perfect for gatherings of any size. The large master suite is a welcome retreat, separate from the other bedrooms, oversized walk in closet, double vanity, separate shower, garden tub and water closet. The additional four bedrooms are generously sized with ample closets. Energy-efficient newer construction for lower utility bills and lower insurance rates. Peace of mind with hurricane protection panels, assumable flood insurance, transferrable termite plan. Located in the TOP RATED SCHOOL ZONES: Gulf Breeze Elementary, Middle & High School. Just 1 mile to Oriole Beach Boat Ramp and 6 miles to Pensacola Beach. Easy drive to hospitals, shopping and downtown Pensacola. Don't miss this rare opportunity to own a newer, spacious home in a prime location, please schedule your private showing today!