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*Currently under contract, Seller will consider backup offers* Charming Ranch-Style Home with Gulf Access Near Boat Ramp! Don't miss this rare opportunity to own a slice of paradise in beautiful Panama City! This well-maintained ranch-style home offers 3 spacious bedrooms and 2 full bathrooms, perfectly situated in a friendly neighborhood with convenient gulf access just minutes away. Step inside to find vinyl flooring throughout, a cozy living room with built-in bookcase, and an open dining area that flows into a kitchen filled with ample cabinet space - ideal for everyday living and entertaining. The indoor laundry room features a sink, countertop, and cabinets for added functionality. Enjoy your morning coffee or evening breeze on two covered and screened back patios, overlooking the large fenced backyard, perfect for pets or gatherings. The home also includes a one-car garage with opener and three built-in storage rooms for all your gear. Additional features: Central A/C, Skylight in guest bathroom, Quiet, well-kept neighborhood, Close to local shops, restaurants, and entertainment. Tenant occupied - shown by appointment only. Check out the virtual tour and imagine the possibilities!